http://moneytrackin.com http://moneytrackin.comhttp://moneytrackin.com/logo.gif The free online tool to regain control of your financial life Tue, 18 Jun 2013 07:53:56 +0200 http://moneytrackin.com/ en http://www.moneytrackin.com/en/tip/pay-your-car-loans-first http://www.moneytrackin.com/en/tip/pay-your-car-loans-first Thu, 25 Apr 2013 23:28:41 +0200 cserban http://www.moneytrackin.com/en/tip/pay-your-car-loans-first We are all trying to stretch that dollar bill as much as we can and lately I have been trying to cut down on my monthly costs and I have done some number crunching. Turns out the main costs are associated with the house loans and taxes (no big surprise there) but there's not much you can do if your rate is decent and you do not want to sell the house to get something smaller or cheaper so let's look at the next big ticket item. Well, if you are repaying a car loan, look no further! That's where the next big expense is. The average monthly cost is anywhere between $250 to $600 pe month. That is a total of $3,000 to $7,200 a year. If you have some extra money in savings, do yourself a favor and pay off the car. It would be like a raise for the year. And trust me, not having to pay a payment every month will be very rewarding and will determine you to stretch the use of your car a bit longer. Good luck!

]]> http://www.moneytrackin.com/en/tip/how-to-save-money-on-snacks http://www.moneytrackin.com/en/tip/how-to-save-money-on-snacks Fri, 08 Mar 2013 10:32:53 +0100 JessWantIphone http://www.moneytrackin.com/en/tip/how-to-save-money-on-snacks Don't carry money on you at work/school, so as to avoid temptation to buy snacks. pack your own lunch from home and make sure you pack enough. Don't use vending machines!

]]> http://www.moneytrackin.com/en/tip/energy-saving http://www.moneytrackin.com/en/tip/energy-saving Sun, 06 Jan 2013 12:29:48 +0100 lisapreston http://www.moneytrackin.com/en/tip/energy-saving Buy energy saving bulbs for each room to save around fifty pounds yearly!

]]> http://www.moneytrackin.com/en/tip/great-bank-rates http://www.moneytrackin.com/en/tip/great-bank-rates Fri, 28 Sep 2012 02:59:08 +0200 wadams929 http://www.moneytrackin.com/en/tip/great-bank-rates If you are Government contractor, government employee or military personnel consider joining the Pentagon Federal Credit Union. They have some of the best rates in the country.

]]> http://www.moneytrackin.com/en/tip/local-classifieds http://www.moneytrackin.com/en/tip/local-classifieds Fri, 06 Jul 2012 01:16:19 +0200 johncgardner http://www.moneytrackin.com/en/tip/local-classifieds Take a look often if you are looking for something. It may not be instant but you usually get something for a fraction of the cost.

]]> http://www.moneytrackin.com/en/tip/save-it-before-you-see-it-a-tip-to-save-you-money http://www.moneytrackin.com/en/tip/save-it-before-you-see-it-a-tip-to-save-you-money Fri, 01 Jun 2012 07:03:38 +0200 josephlewisuk http://www.moneytrackin.com/en/tip/save-it-before-you-see-it-a-tip-to-save-you-money Set up a monthly or weekly savings target depending on when you get paid. Decide on a sensible amount you can afford to save each pay cheque as a percentage of your balance/ sallary. Deduct this amount from your paying in account as soon as your pay cheque goes in to the account. You can always transfer it back if you really need the money but trust me, you won't miss it and you'll feel amazing for saving the cash. I was surprised at how little I can live off if I force myself to be frugal. I regularly save 75% of my wage and put it towards a travelling fund.

]]> http://www.moneytrackin.com/en/tip/save-your-bonuses http://www.moneytrackin.com/en/tip/save-your-bonuses Fri, 30 Dec 2011 01:26:56 +0100 jsmbrook http://www.moneytrackin.com/en/tip/save-your-bonuses Instead of increasing your cost of living when you get a bonus or a raise, buy one nice thing for yourself and sock the rest away into retirement savings. If you are used to living without it, you don't really need to spend it. =)

]]> http://www.moneytrackin.com/en/tip/no-more-junk http://www.moneytrackin.com/en/tip/no-more-junk Mon, 25 Jul 2011 14:02:29 +0200 hope http://www.moneytrackin.com/en/tip/no-more-junk stop wasting money on things we don't need. the only thing you should spend money on is food we need and stuff to take care of you ' your kids ' your pet. and we have to pay the bills so STOP buying junk and save money for the bills.

]]> http://www.moneytrackin.com/en/tip/better-tax http://www.moneytrackin.com/en/tip/better-tax Sat, 23 Jul 2011 00:08:41 +0200 cole121521 http://www.moneytrackin.com/en/tip/better-tax a really good way to save money is by voting for better tax. (i think the tax we have now is bad)

]]> http://www.moneytrackin.com/en/tip/use-gasbuddy http://www.moneytrackin.com/en/tip/use-gasbuddy Mon, 18 Jul 2011 19:25:09 +0200 montiboy http://www.moneytrackin.com/en/tip/use-gasbuddy Downloading the free app for iPhone will show nearest stations and price. You can update the price and get points that can be used in a weakly contest. You could win free gas.

]]> http://www.moneytrackin.com/en/tip/how-to-save-a-fuel http://www.moneytrackin.com/en/tip/how-to-save-a-fuel Fri, 18 Feb 2011 05:26:21 +0100 aresbahar http://www.moneytrackin.com/en/tip/how-to-save-a-fuel Use public transport insteadt...

]]> http://www.moneytrackin.com/en/tip/finding-motivation http://www.moneytrackin.com/en/tip/finding-motivation Tue, 04 Jan 2011 19:50:23 +0100 FinancialPeace http://www.moneytrackin.com/en/tip/finding-motivation Stand Up before you walk. And walk before you run. Money will come, financial freedom may look too far away, or out of sight, but start small, a dollar today, 5 next week, 100 next month, and it will add up over time

]]> http://www.moneytrackin.com/en/tip/how-to-save-money-if-youre-shopaholic http://www.moneytrackin.com/en/tip/how-to-save-money-if-youre-shopaholic Sat, 13 Nov 2010 13:01:31 +0100 Karbo http://www.moneytrackin.com/en/tip/how-to-save-money-if-youre-shopaholic Create a saving account, which is difficult to withdraw money from and put a part of your monthly income there. Shopaholics are vulnerable to impulsive buys, and with the money on the saving account you won't spend everything.

]]> http://www.moneytrackin.com/en/tip/investing-and-saving-for-the-future http://www.moneytrackin.com/en/tip/investing-and-saving-for-the-future Fri, 17 Sep 2010 08:49:09 +0200 soonerboy http://www.moneytrackin.com/en/tip/investing-and-saving-for-the-future Set aside 10% monthly and place into some type of investment account. It is amazing how fast the money will grow.

]]> http://www.moneytrackin.com/en/tip/how-to-lower-costs-of-clothe-shopping http://www.moneytrackin.com/en/tip/how-to-lower-costs-of-clothe-shopping Sun, 06 Jun 2010 16:19:55 +0200 moneytrackin_de http://www.moneytrackin.com/en/tip/how-to-lower-costs-of-clothe-shopping Sign on to money saving websites which are totally free and send you an email with the latest discounts. Best only to sign onto one that has either many shop discounts or one that matches your preferred shops. If you sign on to many, it may make you spend more if you think you're getting a bargain. One should be enough. You can always un-subscribe if the emails are too much. :)

]]> http://www.moneytrackin.com/en/tip/how-to-save-money-banking http://www.moneytrackin.com/en/tip/how-to-save-money-banking Wed, 28 Apr 2010 01:21:11 +0200 LoGabbatron http://www.moneytrackin.com/en/tip/how-to-save-money-banking Bank at a credit union. You shouldn't have to pay fees for a chequing account. Also, set up an automatic withdrawal with ING Direct or another high-interest savings bank - this way you don't miss the money you stash every paycheque.

]]> http://www.moneytrackin.com/en/tip/rule-zero-for-saving http://www.moneytrackin.com/en/tip/rule-zero-for-saving Thu, 15 Apr 2010 17:30:13 +0200 mosharraf http://www.moneytrackin.com/en/tip/rule-zero-for-saving Before spending on something just think can you do without that spending or not. If you can, it is unnecessary for you to spend there. Most of our spending are like that. Demand is, in most of the cases, not created in you, it is created by others for you.

]]> http://www.moneytrackin.com/en/tip/trevs-million-dollar-tip http://www.moneytrackin.com/en/tip/trevs-million-dollar-tip Sat, 06 Feb 2010 01:05:15 +0100 trevktm http://www.moneytrackin.com/en/tip/trevs-million-dollar-tip spend less than you make..........

]]> http://www.moneytrackin.com/en/tip/making-money-while-shopping http://www.moneytrackin.com/en/tip/making-money-while-shopping Thu, 14 Jan 2010 18:14:07 +0100 Evelina http://www.moneytrackin.com/en/tip/making-money-while-shopping Get a debit or credit card that "pays back" in points or cash. Use the card to shop, eat out, pay for gas and bills. Check your expenses to make sure that the balance on the card does not exceed the monthly balance in your checking account and then pay off your credit card as soon as the bill comes. That way, you won't pay a single penny for interest and instead have the bank or credit card company pay YOU for using their product.

]]> http://www.moneytrackin.com/en/tip/money-saving http://www.moneytrackin.com/en/tip/money-saving Mon, 21 Dec 2009 12:59:37 +0100 amv http://www.moneytrackin.com/en/tip/money-saving you have to open an limited-access account for savings and transfer about 10% of your monthly salary to that account

]]> http://www.moneytrackin.com/en/tip/master-the-thirty-day-rule http://www.moneytrackin.com/en/tip/master-the-thirty-day-rule Mon, 02 Nov 2009 09:19:46 +0100 rabatal http://www.moneytrackin.com/en/tip/master-the-thirty-day-rule Whenever you’re considering making an unnecessary purchase, wait thirty days and then ask yourself if you still want that item. Quite often, you’ll find that the urge to buy has passed and you’ll have saved yourself some money by simply waiting. If you want, you can even keep a “thirty day list” where you write down the item and the day you’ll reconsider it, but I prefer just to keep this one in my head – that way, I often just forget about the unimportant things.

]]> http://www.moneytrackin.com/en/tip/saving-with-your-checking-account http://www.moneytrackin.com/en/tip/saving-with-your-checking-account Thu, 22 Oct 2009 06:28:42 +0200 neko http://www.moneytrackin.com/en/tip/saving-with-your-checking-account When I write a check I always put it into the register. Good thing to do, but here's a way to pocket some extra change while doing so. When I put in a transaction, say Gas $13.85, I'll add it in my register as $14.00 even. So in my running totals it is much easier to do running math, and some small change is always left behind as a buffer. Sure .15 cents isn't much but it adds up. Over a year I had almost $65.00 worth of 'Spare Change' that I just bumped into my savings account.

]]> http://www.moneytrackin.com/en/tip/make-a-real-life-change-by-saving-yours http://www.moneytrackin.com/en/tip/make-a-real-life-change-by-saving-yours Sun, 18 Oct 2009 19:30:39 +0200 caser http://www.moneytrackin.com/en/tip/make-a-real-life-change-by-saving-yours Really true!... Regularly saving your lose change instead of the common habitual practice of spending it could quickly add up to a nice little sum of extra useful money you'd otherwise never know you had. All it takes is a little will power and altering a few habits. Like... instead of buying your usual morning coffee and those two donuts why not just have one muffin and skip the donuts. Saving as little as .80 cents might not seem as such a big deal but in a 7day week thats $5.60 and in a 30day month thats $24 you probably never knew you had. Soon over time you discover other littles habits where you could cut some expenses on and then you will really see just how big your change could grow. Just think about that vacation you wanted to have and finally go and take it. Believe me; making these little sacrifices is well worth the rewards.

]]> http://www.moneytrackin.com/en/tip/how-to-save-gas-for-the-speedy-driver http://www.moneytrackin.com/en/tip/how-to-save-gas-for-the-speedy-driver Fri, 02 Oct 2009 18:27:22 +0200 tohands http://www.moneytrackin.com/en/tip/how-to-save-gas-for-the-speedy-driver slow down, no need to rush, saving money is worth more than the fun racing and having speeding ticket (and it's very hard for people, like me, to slow down) just put the cruise on and never touch the gas, you will feel like an old lady driving, but at least your money will go up (and not down)

]]> http://www.moneytrackin.com/en/tip/stay-on-the-track http://www.moneytrackin.com/en/tip/stay-on-the-track Thu, 17 Sep 2009 06:32:09 +0200 debtfree_me http://www.moneytrackin.com/en/tip/stay-on-the-track Keep reading some articles regarding financial matters. Reading some tips and strategies everyday keep you going on your financial goals. "I found moneytrackin last june 2009 from www.savingadvice.com. i had a good standing at my financial management then but in the first 2 weeks of september i got so busy at work and didnt find myself writing down my expenses so i came out a super high expenses for 2 weeks alone. Almost half of my savings are gone. Now i came back again and try to keep going with this site. Thank you moneytrackin."

]]> http://www.moneytrackin.com/en/tip/key-to-saving http://www.moneytrackin.com/en/tip/key-to-saving Fri, 23 Jan 2009 00:59:51 +0100 invisiblejet http://www.moneytrackin.com/en/tip/key-to-saving Always spend less than what you make. Take the excess and put it in the bank. The right hand of fortune is work. The left hand of fortune is frugality.

]]> http://www.moneytrackin.com/en/tip/gas-saving http://www.moneytrackin.com/en/tip/gas-saving Sat, 03 Jan 2009 16:01:07 +0100 modraideja http://www.moneytrackin.com/en/tip/gas-saving Not only do well pumped tyres help reducing gas consumption, but they also wear out slowlier if they are properly inflated. So this is another great money-saver you will benefit from.

]]> http://www.moneytrackin.com/en/tip/park-the-car-legs-were-made-for-walking-or-riding-a-bike http://www.moneytrackin.com/en/tip/park-the-car-legs-were-made-for-walking-or-riding-a-bike Mon, 01 Dec 2008 15:04:08 +0100 metalice http://www.moneytrackin.com/en/tip/park-the-car-legs-were-made-for-walking-or-riding-a-bike I've found even with the temporarily lower gas prices you can still save a considerable ammount of money on gas by walking or riding a bike. I'm fortunate enough to live roughly 7 miles from work, however; I've walked as far as 15 to work before. I drive a nice economical car that gets almost 32 miles to the gallon, however; even with that walking to work, or to other close locations I was saving roughly 60 to 80$ a month on gas when prices where high (it'd be more like 35 - 45$ on current prices) You may also consider picking up a cheap bike and riding it to work, you'll find in city conditions in many cases commutes under 10 miles will be almost the same as driving your car so far as time. (both get stopped by lights as their setback and with a decent bike and in decent shape you can keep pretty close to pace with the traffic around you with inner city speed limits) Plus you get the added bonus of it's good for you! I found waking up and drinking a glass of water immediately (8oz+) then riding my bike to work or walking actualy made for a far better day cause I'd get to enjoy the weather and scenery prior to work. (walking the 7 miles takes me about 30 minutes longer then biking or driving, which 30 minutes first thing in the morning has almost no impact on your daily routine) So save money, get in shape, park the car, ride the bike! It'll save you money, and improve your health!

]]> http://www.moneytrackin.com/en/tip/money-trakin http://www.moneytrackin.com/en/tip/money-trakin Tue, 07 Oct 2008 20:06:04 +0200 GNasty http://www.moneytrackin.com/en/tip/money-trakin hi i would like to share a feau tips on how money trakin helped me to start saving money, and also know were my money is being spent to prevent it from over seeing its limits

]]> http://www.moneytrackin.com/en/tip/waiting-for-what-you-want-not-need http://www.moneytrackin.com/en/tip/waiting-for-what-you-want-not-need Sun, 28 Sep 2008 01:54:01 +0200 cavedog21 http://www.moneytrackin.com/en/tip/waiting-for-what-you-want-not-need Here's something that has helped me out immensely. Let's say that there's a new video game or something that you want, it's relatively expensive at about $50. When you see this game or "want" item ask yourself, "do I reeeaaallly want this now?". If you even have the slightest doubt, wait 2 weeks and ask yourself how bad you want this new thing. I do this to myself all the time, sometimes it gets to the point where I forget about what it was I wanted to begin with. A second part to add to this is to take that money and put it into a piggy bank while you are deciding during that two weeks. And if this works for you then you will eventually have a bunch of extra money.

]]> http://www.moneytrackin.com/en/tip/10-is-the-magic-number http://www.moneytrackin.com/en/tip/10-is-the-magic-number Sat, 27 Sep 2008 21:36:20 +0200 moneytrackin_de http://www.moneytrackin.com/en/tip/10-is-the-magic-number 10 is considered a magic number for being the percentage of your monthly income which you can afford to put away no matter what your expenses are. You can always put 10# aside. Also, put it away as soon as you paycheck comes in. Money you don't have is money you won't spend.

]]> http://www.moneytrackin.com/en/tip/lowering-the-electric-bill http://www.moneytrackin.com/en/tip/lowering-the-electric-bill Fri, 26 Sep 2008 00:25:02 +0200 mahkba http://www.moneytrackin.com/en/tip/lowering-the-electric-bill Many items use more electricity than you would expect. They even suck down electricity when they are turned off. If there is a device which you aren't going to use for more than a few days, try unplugging it. If you do this everywhere you can it will make a noticable difference in your electric bill. Doing this and turning my thermostat up to almost 80 during the day when I am at work (I am an Air Conditioning freak, I need it to be 69 degrees at all times) have saved me over $100/mo on my ridiculous electric bill!

]]> http://www.moneytrackin.com/en/tip/ing-direct http://www.moneytrackin.com/en/tip/ing-direct Mon, 28 Jul 2008 23:33:52 +0200 kd2008 http://www.moneytrackin.com/en/tip/ing-direct This is a great bank for those who are big fans of online banking. There are no branches, no fees, and interest even on checking. If i refer you, you even get $25 to start!

]]> http://www.moneytrackin.com/en/tip/keep-those-lights-off http://www.moneytrackin.com/en/tip/keep-those-lights-off Tue, 01 Jul 2008 05:01:43 +0200 msierra http://www.moneytrackin.com/en/tip/keep-those-lights-off Ever walk through your home and find that every single light in the house is on, but no one's in the room? Drives me crazy too, especially when the kids haven't a clue about what the bill is going to be like at the end of the month. Lead by example and yell it out to everyone as you do it. Eventually (hopefully) they'll catch on.

]]> http://www.moneytrackin.com/en/tip/cancel-that-gym-membership http://www.moneytrackin.com/en/tip/cancel-that-gym-membership Wed, 07 May 2008 01:50:55 +0200 dannynicholls http://www.moneytrackin.com/en/tip/cancel-that-gym-membership Lets be honest, 90% of you dont use it ... so cancel it!

]]> http://www.moneytrackin.com/en/tip/long-term-saving-account http://www.moneytrackin.com/en/tip/long-term-saving-account Tue, 08 Apr 2008 21:44:30 +0200 moneytrackin_de http://www.moneytrackin.com/en/tip/long-term-saving-account You should start saving as early as possible because with time even tiny amount saved each months will grow to large sums of money. The IRR effect (Internal Rate of Return- the effect of interest) will give nice profits provided you have saved for a long time. it's better to put 200$ a months on the side when your 25 then to start @ 500$ when you're 35.

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