Moneytrackin': Recent global tips tagged with "money"

Network Leader

lomboreb — Tue, 31 Jan 2012 17:03:24 +0100

networkleader.wordpress.com

Life in peace

ANarinder — Thu, 17 Nov 2011 10:47:05 +0100

Be general & normal in spending money and using & consuming the services and use your car as minium as required , wear good and clean cloths, keep your tools in good conditions etc;

no more junk!!!

hope — Mon, 25 Jul 2011 14:02:29 +0200

stop wasting money on things we don't need. the only thing you should spend money on is food we need and stuff to take care of you ' your kids ' your pet. and we have to pay the bills so STOP buying junk and save money for the bills.

better tax

cole121521 — Sat, 23 Jul 2011 00:08:41 +0200

a really good way to save money is by voting for better tax. (i think the tax we have now is bad)

Goals are good...

10til2 — Mon, 11 Apr 2011 05:25:08 +0200

1. Narrow your objectives. You probably won\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\'t be able to achieve every financial goal you\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\'ve ever dreamed of. So identify your goals clearly and why they matter to you, and decide which are most important. By concentrating your efforts, you have a better chance of achieving what matters most.

How to save a fuel

aresbahar — Fri, 18 Feb 2011 05:26:21 +0100

Use public transport insteadt...

How to save money by using money tracking app :)

protom — Sun, 30 Jan 2011 13:09:32 +0100

Tag your expenses (car - fuel / maintenance, home improvement, grocery, gifts, cigarettes...) and after a month you will be able to look at your groups of expenses - your tags - and see where do you spend more than you will and where you can cut the expenses a little :) for example: stop smoking and save 100 EUR each month..

cash savings

jctoo — Sat, 08 Jan 2011 12:54:48 +0100

dont bring cash when going out. bring debit or credit card.

Investing and Saving for the future

soonerboy — Fri, 17 Sep 2010 08:49:09 +0200

Set aside 10% monthly and place into some type of investment account. It is amazing how fast the money will grow.

How to cut down your expenses

Nickchin95 — Tue, 20 Apr 2010 14:04:06 +0200

Record down the things you buy on for 2 weeks. Then sit down and look at the things that you need and don't need. If you can't cut down your expenses. When you go out, have a big breakfast at home so you will skip lunch. And try to see how much you save at different stores on the same product, and also try to buy in bulk, but be careful, so e bulk items cost more than single items.

Avoid using multiple payment types

dwildt — Thu, 04 Mar 2010 05:52:13 +0100

Try to avoid using multiple payment types, like credit card, debit card, check, money. Try to focus all your usual costs into one payment type. Also, define maximum value por each type of cost. Use MoneyTracking to setup this. More: www.moneytrackin.com/accounting/limits/

How to save money ?

djkalai — Mon, 22 Feb 2010 07:38:44 +0100

You can save money by reducing your expendture and join free financial security programmes

Making money while shopping

Evelina — Thu, 14 Jan 2010 18:14:07 +0100

Get a debit or credit card that "pays back" in points or cash. Use the card to shop, eat out, pay for gas and bills. Check your expenses to make sure that the balance on the card does not exceed the monthly balance in your checking account and then pay off your credit card as soon as the bill comes. That way, you won't pay a single penny for interest and instead have the bank or credit card company pay YOU for using their product.

New Mindset For 10%

rhandoyo — Fri, 01 Jan 2010 03:17:47 +0100

If you are Christian, then you can give (invest) your 10% of your monthly earning, to God. Then believe that God will bless (profit) you much more then what you give to Him. With New Mindset: You not give to God the 10%, but God give you 90%. If you are not, then you still can follow the Christian way. Save the 10% of your earning. For your self. Do not touch it, until you retired. With mindset: you not save the 10%, but you only earn 90%. With that New Mindset, you will have huge different in your spending habbit.

money saving

amv — Mon, 21 Dec 2009 12:59:37 +0100

you have to open an limited-access account for savings and transfer about 10% of your monthly salary to that account

Save money in ways you didn't expect

adama1 — Wed, 02 Dec 2009 13:04:36 +0100

Use moneytrackin to tag the historical transactions downloaded in CSV format from your online banking website. Looking through the statements, find keywords in the description of transactions that categorize them. You can do this for any category of spending such as groceries, entertainment, food, business.... this allows you to see where it is the money is going out. For example looking through my statement I found various repeating transactions from different poker venues and online sites: 16/02/2009,POS,"'4748 13FEB09 0000 , FULLTILTPOKER , .",-270.00,5964.02,"'Switch Account","'******", 17/03/2009,POS,"'4748 16MAR09 1956 , THE PUNCH TAVERN , LONDON",-11.75,2408.04,"'Switch Account","'*****", 28/07/2009,POS,"'4748 27JUL09 0000 , CASINO AT THE EMPI, LEICESTER SQ",-250.00,357.10,"'Switch Account","'********", 05/08/2009,C/L,"'4748 03AUG09 1442 , GCA* CIRCUS CIR , LAS VEGAS USA , USD 63.50, RATE 1.6892, ERTF 1.03, CHARGE 2.00",-40.62,1247.69,"'Switch Account","'*****", 23/11/2009,POS,"'4748 20NOV09 0000 , GROSVENOR , LONDON EDGEWARE RD",-80.00,555.62,"'Switch Account","'*******", From this I added tags to be generated (on the Import page) from text as follows: TEXT | TAG –––––– GROSVENOR | POKER CASINO | POKER CIRCUS CIR | POKER PUNCH | POKER POKER | POKER I now have a list of when I'm spending money on poker and exactly how much it is that I've been spending on it, and it was a real eye opener. I thought it was just a past time but it turns out it's my main outgoing.. Best of luck and I hope this helps you save some money!

The key to monetary success

sprucas — Sat, 14 Nov 2009 07:58:43 +0100

A wise old friend told me - save 10% of everything and anything that you earn and you will be a rich man. Doesn't matter if you earn just $20, put $2 away and it will grow. Wise words, sounds simple to do, but in practise it needs discipline to achieve. My friend always had money, never used credit cards

Just to plan how much you want to save insteading of spend

hlcheni — Tue, 07 Apr 2009 10:58:17 +0200

Just to plan how much you want to save insteading of spend.

The Tightwad Gazette

khostettler — Wed, 04 Mar 2009 20:50:21 +0100

Find a copy of "The Complete Tightwad Gazette" by Amy Dacyczyn. Some of the articles inside are dated, but there are a ton of fun ideas which by implementing one could save a lot of money. My wife and I periodically read an article or two. We get chuckles from some entries and have saved substantial money from others.

Don't borrow any money

anandus — Sat, 21 Feb 2009 16:59:42 +0100

Although it might me nice to use a credit card to buy something, you're better off not to, because you need to pay interest over the borrowed amount. Money which you could've used to buy something else.

Save on bills and help the world

neresis — Fri, 20 Feb 2009 16:18:20 +0100

Do not use excess resources, gas, electricity, etc. Use low power devices, shut down the ones which you do not need at that moment. You will pay less now, so will your your children in the future...

Burning Money

mathana7 — Sun, 15 Feb 2009 22:51:38 +0100

Do not spend you money on useless things that you will never use or use only once except college

Dinner time freedom!

kaginterpreters — Sat, 07 Feb 2009 22:33:10 +0100

Three months ago I signed up on a meal-planning website www.mealtimemakeover.com. This site is amazing! It costs $15 for a 3 month subscription...which is $1.25 a week! Totally worth it!! You select couple or family, what store you shop at, and if you want a specialized plan ie: low-fat, low-carb, point-counting, ect. Once a week you print out a menu, recipes and a shopping list. The shopping list is organized by department and has the price of each item. My husband and I love it! Some meals are crock-pot meals, 30 minute meals, quick meals or company meals. I never need to think about whats for dinner. And we waste less, which means we spend less. I print out the menus and keep them in a binder so it is like a cook book I can keep and I can go back to some of our favorites! Try it....you'll love it! Amber

Guys you really want to take care of your money?

isam — Tue, 27 Jan 2009 20:52:51 +0100

Guys you really want to take care of your money? You should listen to some books of Robert Kiyosaki. Or find a book called "richest man in babylon" No matter what your age is... i started when i was 16-17! Really good stuff if you want to get smart with money!

Key to Saving

invisiblejet — Fri, 23 Jan 2009 00:59:51 +0100

Always spend less than what you make. Take the excess and put it in the bank. The right hand of fortune is work. The left hand of fortune is frugality.

electrical bill

orchids — Fri, 12 Dec 2008 05:17:55 +0100

all day does not leave to ingition conditioned air and buy bulbs that save electricity and observes the doors that be sealed so that conditioned air dont escape

How to save money on eveything

kershawo — Thu, 11 Dec 2008 23:42:51 +0100

switch to the best in your aera find out how sign up for this www.greasypalm.co.uk/r/?l=26553

How to save money on food and not deprive yourself from enjoying life

angellim — Thu, 11 Dec 2008 10:17:14 +0100

Limit a sum of money every month on enjoyment. Then fully spend it on whatever you like - favourite restaurant, spa, etc But simplify your daily life - eat home, eat at food centers/hawker stalls/coffee shops (cheaper alternative) For more information : myfinancialinsight.blogspot.com

How you can win money with Hedge Funds Investment

finincorp — Wed, 03 Dec 2008 07:30:41 +0100

Finincorp Ltda. created Finintrading Investment Club, to invest in Hedge Multimarket Funds. The initial value of the application will be of Euros 35.00 or Usd 45.00 and initially the club will invest in Investment Fund Sparta Ciclico of the Administrator of Funds Sparta. Visit www.finintrading.com for more informations.

Park the car, legs were made for walking (or riding a bike)

metalice — Mon, 01 Dec 2008 15:04:08 +0100

I've found even with the temporarily lower gas prices you can still save a considerable ammount of money on gas by walking or riding a bike. I'm fortunate enough to live roughly 7 miles from work, however; I've walked as far as 15 to work before. I drive a nice economical car that gets almost 32 miles to the gallon, however; even with that walking to work, or to other close locations I was saving roughly 60 to 80$ a month on gas when prices where high (it'd be more like 35 - 45$ on current prices) You may also consider picking up a cheap bike and riding it to work, you'll find in city conditions in many cases commutes under 10 miles will be almost the same as driving your car so far as time. (both get stopped by lights as their setback and with a decent bike and in decent shape you can keep pretty close to pace with the traffic around you with inner city speed limits) Plus you get the added bonus of it's good for you! I found waking up and drinking a glass of water immediately (8oz+) then riding my bike to work or walking actualy made for a far better day cause I'd get to enjoy the weather and scenery prior to work. (walking the 7 miles takes me about 30 minutes longer then biking or driving, which 30 minutes first thing in the morning has almost no impact on your daily routine) So save money, get in shape, park the car, ride the bike! It'll save you money, and improve your health!

Graywater Recycling

raphacgf — Thu, 20 Nov 2008 16:24:01 +0100

Any water that has been used in the home, except water from toilets, is called graywater . Dish, shower, sink, and laundry water comprise 50-80% of residential "waste" water. This may be reused for other purposes, especially landscape irrigation. It's a waste to irrigate with great quantities of drinking water when plants thrive on used water containing small bits of compost. Unlike a lot of ecological stopgap measures, graywater reuse is a part of the fundamental solution to many ecological problems and will probably remain essentially unchanged in the distant future. The benefits of graywater recycling include: *Lower fresh water use *Less strain on failing septic tank or treatment plant *Graywater treatment in topsoil is highly effective *Ability to build in areas unsuitable for conventional treatment *Less energy and chemical use *Groundwater recharge *Plant growth *Reclamation of otherwise wasted nutrients

Composting Toilet

raphacgf — Thu, 20 Nov 2008 16:22:04 +0100

A composting toilet is any system that converts human waste into an organic compost and usable soil, through the natural breakdown of organic matter into its essential minerals. Micro and macro organisms do this over time, working through various stages of oxidation and sometimes localized pockets of anaerobic breakdown. Well, composting toilets are far from being pit toilets! They range from simple twin chamber designs through to advanced systems with rotating tynes, temperature and moisture probes and electronic control systems. They are effective biological converters of human and household “waste,” saving money and energy for the person and community. They start the regeneration of the Earth’s precious environment that is long overdue.

money trakin

GNasty — Tue, 07 Oct 2008 20:06:04 +0200

hi i would like to share a feau tips on how money trakin helped me to start saving money, and also know were my money is being spent to prevent it from over seeing its limits

How to save lots of money

michaelmesdag — Fri, 03 Oct 2008 17:36:52 +0200

Cut down on starbucks purchases

Lowering the Electric Bill.

mahkba — Fri, 26 Sep 2008 00:25:02 +0200

Many items use more electricity than you would expect. They even suck down electricity when they are turned off. If there is a device which you aren't going to use for more than a few days, try unplugging it. If you do this everywhere you can it will make a noticable difference in your electric bill. Doing this and turning my thermostat up to almost 80 during the day when I am at work (I am an Air Conditioning freak, I need it to be 69 degrees at all times) have saved me over $100/mo on my ridiculous electric bill!

Use the register! Keep track of your finances!

DustinH — Wed, 25 Jun 2008 22:32:31 +0200

The best thing you can do for yourself is keep track of your finances. I am a teller for a bank and trust me when I say that the register is a lifeline. Moneytrackin.com is the best way to keep track of your finances because it is all MANUAL, which means that YOU know what your putting in and taking out, not the bank. If I asked you how much money you have in your account, your answer should be exact via a quick lookup of your account. You should generally know at all times how much is in your accounts. You NEED to deduct the checks from your account when you make them out, no if ands or buts. If you have a bad habit about writing checks or your friends have a bad habit about depositing them quickly then use your online bill pay to pay companies and businesses (deducted immediately), make out official checks, and use your debit card at places that accept it. Remember, keep your receipt and record it on moneytrackin.com same day! Also, know your accounts! Know what the fine print says and what your account limitations are and how much things cost. I guess your question is: how will this help me save money? Banks make money off your stupidity with money. That sounds bad but it is true. If you are financially smart, you'll avoid ever having to deal with an overdraft fee or a fee relating to overuse in your account. There are constantly customers being bewildered by many fees by a bank, yet they are the easiest to avoid. A simple way to avoid this is to keep a buffer in your account. In my accounts I always have an extra 100 to 200 dollars when the paycheck comes, giving me enough money to take care of extras before a paycheck arrives. Take advantage of Overdraft Protection or a product from your bank that links your saving and your checking account together. Is something happens and you have a few checks that you forgot to record come through and you use up your buffer cash and tap into a 0 balance, these cheeeeeeeaaap prodcuts will transfer money from a savings account. In essence, a savings account at a bank should be a "backup" fund that you can tap into to make large purchases less painful to your cashflow or to make sure that in the bad times you have some backup cash. Otherewise money YOU DON'T NEED to have liquid should be placed into an account with a high APY yield...commonly associated with savings accounts (somewhat liquid) that are with online institutions...ING, HSBC, etc. Otherwise place the extra funds in a CD or a money market at your local institution. If you don't need the funds put 'em away. So to recap: Keep a register, keep track of your finances, and make sure to play your finances safe and have a lot of backup plans for in case the time does come.

How to save your saved money

invtr — Fri, 23 May 2008 21:23:59 +0200

Saving is a hard-to-do habit. A lot of people fail to save money even they save more and more money by cutting their expenses here and there. The most effective way to save money is by immediately deduct it when you get your income. Let say your salary is $3000. The first thing to do when you receive your paycheck is to transfer 20% (or maybe higher) of your salary to a saving account (make sure this account has no check or ATM card)

Write Down everything

moneytrackin_de — Sat, 05 Apr 2008 09:31:32 +0200

The only real way to get control over your expenses is to sit down and write everything. This shouldn't stop you from spontanous shopping, but it should alert you that you are exceeding your limits.

How to save gas

cchance — Mon, 03 Mar 2008 14:17:45 +0100

Fill up at night, it has been shown to save a few hundred dollars over the course of a year.