Moneytrackin': Recent global tips tagged with "change"

Every cent counts

gellytot — Mon, 17 Jan 2011 07:14:08 +0100

Put away all of your spare change in a tin/jar/money box - it will add up.

How to save money for a trip

Rstitt — Mon, 29 Mar 2010 03:36:25 +0200

If you ate use to buying lunch bring a bag lunch and have you thought about puting your change in a bucket or an old coffee can when your bucket or can is full go to a bank and have the change machine tell you how much you have saved. If you belong to a credit ikon they rarly charge you for counting the change and they can do it right there while big banks will charge you and it takes a few day to do it so don't wast your time use a small bank

Saving with your Checking account.

neko — Thu, 22 Oct 2009 06:28:42 +0200

When I write a check I always put it into the register. Good thing to do, but here's a way to pocket some extra change while doing so. When I put in a transaction, say Gas $13.85, I'll add it in my register as $14.00 even. So in my running totals it is much easier to do running math, and some small change is always left behind as a buffer. Sure .15 cents isn't much but it adds up. Over a year I had almost $65.00 worth of 'Spare Change' that I just bumped into my savings account.

Make a real life "change" by saving yours

caser — Sun, 18 Oct 2009 19:30:39 +0200

Really true!... Regularly saving your lose change instead of the common habitual practice of spending it could quickly add up to a nice little sum of extra useful money you'd otherwise never know you had. All it takes is a little will power and altering a few habits. Like... instead of buying your usual morning coffee and those two donuts why not just have one muffin and skip the donuts. Saving as little as .80 cents might not seem as such a big deal but in a 7day week thats $5.60 and in a 30day month thats $24 you probably never knew you had. Soon over time you discover other littles habits where you could cut some expenses on and then you will really see just how big your change could grow. Just think about that vacation you wanted to have and finally go and take it. Believe me; making these little sacrifices is well worth the rewards.

Save every last penny!

Silv3r — Mon, 05 Oct 2009 03:49:01 +0200

Every week empty out your wallet and place all your coins in a container. Within a few months, you'd be surprised how fast this all adds up. Buy an automatic coin sorter to help you sort it faster!

The Hans-Experiment

axxlk — Wed, 20 Aug 2008 14:58:17 +0200

money is mostly meta-physical. So, how can I bring it more into physical "reality" - besides tracking my spendings? This tip is from a friend of mine who successfully cured himself of his "money-ignorance". I call it the HANS EXPERIMENT. And this is, how it worked: He calculates the amount of money he needs / wants to have at hand daily. For instance 10,- or 15,- a day. If you are self employed, you may want to rise this sum to cover all your additional daily expenses i.e. gas, hotel, meals and so on. Then you get this sum once per week, or once or twice per month, in cash! The trick is to get banknotes like 5 EUR or the equivalent in Dollar (5 or 10 $ bills) no matter how boring it might be to go to the counter, to wait in the row and to ask for change. Finally you will get a (physical) lot of money. This is the first step. Then you will need two little boxes. First one gets all that cash, you fetch. Then you take out everyday the exact amount you calculated in the beginning. Not more or less. The second box is for what is left in the end of the day. Have fun experimenting. This one is not meant to SAVE money - despite this will probably happen- it is mostly to change your relationship with money and to give you a chance to reflect, what is happening to your spending habits and even to your "system", when you change these "silly" details. Feel free to send me an email, I am always interested in your experiences. And do not forget to enjoy the experiment. It may be fun - but doesn't have to ...