Moneytrackin': Recent global tips tagged with "card"

How to lower interest on credit card bills

leadwings — Wed, 03 Nov 2010 04:31:16 +0100

DON'T USE CREDIT CARDS!!! If you have them cut them up right now! Then pay them down with all of your financial power, one at a time, even if this means neglecting other payments.

Debit card reminder!

moneytrackin_de — Tue, 29 Jun 2010 18:36:39 +0200

Remember that when you use your debit card you are using your own money! It is easy to just swipe it and go! Just take a moment to think!

How to Pay off Credit Card debt

Cherrysweetdeal — Tue, 09 Mar 2010 23:32:27 +0100

Put 10% of your paycheck towards the credit card payment each month. That way you put the money away automatically before you have a chance to spend it.

Emergency Fund

moneytrackin_de — Tue, 27 Oct 2009 08:05:01 +0100

Keep at LEAST $1,000 in an account not tied to a debit card or checking account for emergency's so that you don't use credit cards for them.

Always pay on time your credit card

francorj — Thu, 05 Mar 2009 07:33:14 +0100

In countries where the interest rate is very high, like Brazil, it's always best to pay your credit card on time. If not possible, use he personal loans from your bank. The interest rate is normaly 1/4 of the credit card.

Don't borrow any money

anandus — Sat, 21 Feb 2009 16:59:42 +0100

Although it might me nice to use a credit card to buy something, you're better off not to, because you need to pay interest over the borrowed amount. Money which you could've used to buy something else.

How to avoid credit card late fees.

joehu88 — Mon, 09 Feb 2009 21:14:04 +0100

Tell them you haven't received a credit card statement in the mail. Object to being charged a late fee when you haven't received a bill. If you don't abuse they would usually remit the late charge.

get Ikea card

michaelschienke — Tue, 02 Dec 2008 15:57:44 +0100

its free and you can collect points to use towards savings later on.

Settle with credit card companies

cameronk — Mon, 20 Oct 2008 03:59:33 +0200

If you have a credit card and you have the funds to pay it off. You should call the credit card company and ask to speak to the manager. Make them an offer that is about 50 to 60% of the balance that you owe. They will usually settle with you for this amount. This could end up saving you alot of money.

Kredi Kartı aidatları

waptir — Thu, 09 Oct 2008 13:32:33 +0200

Merhaba arkadaşlar eğer çok fazla harcama yapmıyor ve kredi kartını arasıra kullanıyorsanız bankaların isteğe bağlı verdikleri Gold/Premium/Plus vb. ayrıcalıklı kartlar yerine klasik, normal, vb standart kartları tercih ediniz çünkü banka size fazla puan kazandıracağını söylerken dipnot olarak bu ayrıcalıklı kartların aidatlarının diğerlerinden çok çok fazla olduğunu da belirtiyor ancak gözden kaçırabiliyoruz bazen.

Card Insurance Protection

moneytrackin_de — Fri, 20 Jun 2008 12:26:12 +0200

Some credit cards offer card shield protection that seems a little price to pay as assurance that your love ones will not be charged with your bills in case of accidents. It also offers an array of \"benefits\" However, these amount is varying depending on how you use your card, the higher your expenses, the higher it might get... So if you are using your card for big purchases, avoid this add on as much as possible..

Credit Cards Vs. Cash

mobsyland — Mon, 26 May 2008 18:18:53 +0200

Credit Cards can be more useful than cash...if you are responsible. As long as you pay your balance off every month the appropriate credit card (miles; points) can actually reward you better than using pure cash. Also i find it easier to track my expenses using credit cards than with cash.