the easiest way to save more money
is everytime you get a raise or extra money on the side for something....just 'pretend' you didn't. For instance this year i was awarded a $.50 raise for our anual review. What i did was take what the standard 80 hour two week period was for $.50 an hour and made a seperate direct deposit for the amount. Now that is only $40 every two weeks, but that is $1040 for the year more you saved than last and you will not even feel it.