Saving is a hard-to-do habit. A lot of people fail to save money even they save more and more money by cutting their expenses here and there.
The most effective way to save money is by immediately deduct it when you get your income.
Let say your salary is $3000. The first thing to do when you receive your paycheck is to transfer 20% (or maybe higher) of your salary to a saving account (make sure this account has no check or ATM card)
Postado em 23-05-2008 21:23 |
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