Sure Fire Way to Save Up without the PAIN

Only bring the amount you can spend!

For example if you know that you need to spend 20 dollars a day on average for food and transport, put only that amount in wallet!

You can spend as much as you like in that wallet knowing that you will NEVER bust your budget. Avoid using Credit Card. (unless of course its an emergency)
Whatever that is left over for the day, put it in a box or something at home. At the end of the month, give yourself a treat using what's left!
태그: no pain savings
03-08-2009 10:43에 게시 | 1 댓글 | 좋아하는 글로 등록된 횟수: 0 | 부적절한 글로 등록된 횟수: 0


#1     On this moneytracking app. increase your expenses by $5 and decrease your income by $5. and at the end of the month when you receive your statement you be surprised how much extra you have but didnt take into account in our daily routine.

for example your income is 1000. then in the app put it as 995.
credit card bill is 500 and utilites is 200 making 700 but put it as 710

therefore on the app it will show you have 285 to spend right?
but when you get your statement at the end of the month you actually have saved $15.

and now you can put that into savings.
it works for any amount. but the increase and decrease must be the same amount.
25-09-2009 17:08에 게시

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