I have found it helpful to create a temporary account for vacation money. Moneytrackin is so easy and quick that while on vacation I just input each expense and can rest easy because I know I have not gone over my budget and have debt to return home to. I set up the account before the vacation and plan exactly where the money is coming from. For instance, I will not be buying groceries while on vacation so part of my monthly allotment for groceries can go to my vacation. Hope this helps someone in this time where money is tight for everyone.