How to keep control on the budget at these tough times
Set a monthly / weekly spending budget and pay for all your shopping / dining expenses using CASH. Dish out the credit card. Anytime you run out of money in hand means that you have exceeded your budget. Try it couple of weeks and then you will know how to budget efficiently !
Forget credit cards for life (and just hold on to free cards as they will improve your credit score - and also during crisis)