Think about the amount of money you spend on things you don't need or really want to spend money on, such as execessive lotto tickets, junk reading materials, whatever it may be, and make sure that amount is deposited into a savings or retirement account directly out of your check. Therefore, you will operate on the amount of money you have available. If the extra you you feel you wasted is not there you can't spend it.
16-01-2014 20:36 -nak postázva |
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