For me, if I don't control money, they just flow away from me. And I found that if I don't want to lose my money the only one thing I need to do is just don't spend them. I think these are the basics: think 5 times before give your money away. Do I really need this or that thing? can I buy something more valuable for that amount of money? and similar questions train yourself to think how to spend more wisely.
Also I'm sure some challenges can help also. For example, you can set expense goals from time to time and find ways how to meet them. I'm sure that this will help you to find & learn & train yourself effective money management skills.
Posté le 04-05-2010 22:11 |
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