Swiping a credit card for Rs 1000 does not pinch as much as fishing for the 'big' notes in your purse. Have a ballpark estimate of your expenses before you leave home and carry that amount in cash with you.
What this ensures is that most credit card transactions you make are on unplanned, mostly frivolous expenses. This will help you cut down on your credit card spending.
Credit cards get you into the bad habit of swiping first, evaluating later. This way, every time you are about to make a purchase on your credit card, it will be a little reminder to re-evaluate your purchase.
Escrito en 12-09-2007 06:51 |
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